Dozens of extortion attempts for stolen personal data take place every day. Fraudsters hunt for people’s money, but they can be protected from them.
Extortion can happen to anyone. Several thousand crimes are committed every year using stolen personal data. If the scammers succeed, the victim may be in debt. But, there are ways to help in such situations. By what methods do crooks get personal data and how to protect themselves from losing money?
Credit fraud
Identity theft is a crime of using someone else’s personal information, usually for financial gain. The fraudster steals a document, or just personal data, and then takes out a loan in the name of the victim. It takes a long time for a deceived person to understand what happened.
Fraud methods
To obtain a credit card, the perpetrator first obtains the victim’s personal data. To do this, he uses one of two main methods. The first is to steal the entire identity document (such as an ID card) or make a copy of it. The offender can use the following methods:
1. Identity theft with the entire wallet.
2. Find lost documents.
3. Photocopying or scanning a security deposit, for example, when renting equipment.
4. Making a copy of the evidence presented for photocopying.
In many situations, people themselves make it easier for the scammers. Usually they click links of unknown origin and enter their data into forms on unverified pages.
How will you protect yourself?
Protecting personal information on the Internet is difficult. There is always a risk of a hacker attack, but most of the data is leaked due to negligence.
As technology advances, the knowledge of hackers also grows. They use human ignorance, take into account mistakes made due to haste or simple carelessness. Therefore, it is necessary to use antivirus programs, regularly change and use different passwords, transfer data on the Internet only on pages protected by the https protocol, and not make payments over unsecured public Wi-Fi networks.
A common mistake is that passwords are too simple. To make matters worse, there are some non-responsible people who use the same password for mailbox, bank account and online store accounts. As soon as the attacker guesses the password, he gets full access to everything.
Do not disclose documents to third parties
Identity cannot be handed over — unless the police ask for it. If the data falls into the hands of a dishonest person, there will be very serious consequences. Identity theft very often ends in extortion of a loan. Unfortunately, all such credit scams are widespread. And everyone can become their victim. Do not pass them on to strangers who communicate via the Internet or by phone. You never know who is on the other side. The data is found in receipts, invoices and other documents. They need to be destroyed to prevent data use.